Financial services for next billion? [Part 4] – Managing large sums of money

I took a long time to write down the part 4 of my series - "financial services for next billion" as I was busy shifting from a co-living space to a studio apartment, so that I can better focus my energy towards my work as a hustler and not get distracted as well as overwhelmed … Continue reading Financial services for next billion? [Part 4] – Managing large sums of money

Financial services for next billion? [Part 3] – Insurance

This is the third in series of articles on “Financial services for next billion?” that I will be basing on the book - Portfolios of the poor. Similar to my last post, in this one I have covered chapter 3 of this book in Q&A format, covering pieces around risk coverage and insurance products for poor. Who … Continue reading Financial services for next billion? [Part 3] – Insurance

Financial services for next billion? [Part 2] – Triple Whammy

This is the second in a series of articles on “Financial services for next billion?” that will be based on the book - Portfolios of the poor. Similar to my last post, in this one I have covered chapter 2 of this book in Q&A format, covering pieces around triple whammy, informal financial instruments, designing financial products … Continue reading Financial services for next billion? [Part 2] – Triple Whammy

Financial services for next billion? [Part 1]

I am personally spending a lot of time understanding financial services landscape in emerging economies like India and how can they play an important role to help poor people come out of poverty by creating solutions designed and catered to them, by leveraging data/technology and understanding their behaviour. On the recommendation of multiple people, I … Continue reading Financial services for next billion? [Part 1]

Fin-tech disruption – how to trust the borrower?

Lending - how to trust the borrower? A lender trusts the borrower by having some due-diligence and checks/balances. This is what the banks and financial institutions have been doing since their inception. So, the critical piece boils down to how to do the due-diligence because that will determine the fraud and credit model for any … Continue reading Fin-tech disruption – how to trust the borrower?

fin-tech or tech enabled banks?

"We will always need banking but we will not always need banks"~ Bill Gates Why do I care to write about this? After spending some amount of time in impact investing and seeing the landscape, looking at companies, and operating in a social venture in ed-tech space as a founding member, I realized the most … Continue reading fin-tech or tech enabled banks?

VC/Impact Investment outlook, and approach to mental health, wellness, and mindfulness

Why should I bother to write about this?  Today, 1 in 5 people have a diagnosable mental illness, and 1 in 20 people have difficulty leading their everyday life due to mental illness. What are the themes emerging in this space?  Computerized Cognitive Behavioral Therapy (CCBT) Leveraging mobile interfaces to create self-care behavioral change programmes … Continue reading VC/Impact Investment outlook, and approach to mental health, wellness, and mindfulness